Welcome to G-Spirit Ventures ("we," "our," or "us"). By accessing or using our loan, capital, partnership, careers (job board), and travel and logistics support services, you agree to be bound by these Terms and Conditions. Please read them carefully before applying for any of our products or opportunities.
To apply for a loan, capital request, or partnership opportunity with G-Spirit Ventures, you must:
For capital and partnership services, we may also require business plans, operational records, financial projections, registration documents, or other verification material to assess viability and risk.
Job seekers, employers posting openings, and travel enquirers are subject to the separate requirements in Sections 8 and 9. The collateral, platform charge, repayment, and default terms in Sections 3 to 6 apply to loans only.
All loans carry a fixed platform charge of 10% per month, calculated on the principal amount for the duration of the loan.
A one-time processing fee of 10% of the loan amount is deducted upfront, before funds are disbursed.
Loans must be repaid by the agreed date. Repaying early is encouraged and carries no penalty — if you settle a loan ahead of schedule, the platform charge is only applied for the period the funds were actually in use.
| Loan Amount (XAF) | Processing Fee (10%) | Monthly Platform Charge (10%) | Total Repayment (1 month) |
|---|---|---|---|
| 50,000 | 5,000 | 5,000 | 55,000 |
| 100,000 | 10,000 | 10,000 | 110,000 |
| 500,000 | 50,000 | 50,000 | 550,000 |
| 1,000,000 | 100,000 | 100,000 | 1,100,000 |
Applicants borrowing from G-Spirit Ventures for the first time may request a maximum loan amount of 500,000 XAF. This limit applies regardless of income, collateral, or other qualifying factors. Once a first loan has been fully and successfully repaid, a borrower may become eligible to request higher amounts on subsequent applications, at our discretion.
Every loan requires physical collateral that our team can verify in person. We accept:
Collateral must be worth at least 1.5 times the loan amount. A physical inspection is carried out before any loan is approved.
A 5% daily penalty applies to any outstanding balance not repaid by the due date. This penalty continues to accrue until the full amount is settled.
A 3-day grace period follows the due date, during which no extra penalties apply. We encourage borrowers to reach out during this window to discuss extension options.
If a loan remains unpaid 15 days past its due date, it is considered in default. In this case:
If you expect trouble repaying on time, contact us before the due date. Depending on your situation, we may offer:
Extension fees may apply — reach out to discuss what works for you.
Careers and travel services follow the simpler processes described in Sections 8 and 9.
Our careers section lets employers share openings, lets job seekers register their interest on our talent map, and lets candidates submit applications. We connect the two sides. Unless a listing clearly says otherwise, G-Spirit Ventures is not the employer, and any employment terms (pay, duties, contract, start date) are agreed directly between you and the employer.
When you post an opening, you confirm that you are authorised to share it, that it is genuine, and that the role details and terms are accurate. You agree that you will not:
Listings are published to the job board when submitted, and their content (title, company, location, role description, requirements, and any salary range) is visible to anyone who visits the site. The contact details you provide are used by us for follow-up and are not displayed on the listing. We may edit, decline, suspend, or remove any listing at our discretion, including where we receive complaints or cannot verify it.
We do not guarantee that every listing or candidate has been independently verified. Candidates should carry out their own checks on an employer before sharing sensitive information, and employers should verify a candidate's qualifications and references before making an offer. Never pay anyone who promises you a job.
Our travel and logistics support is a consultancy service offering practical guidance on business, study, family, and cargo-related travel. Submitting a travel enquiry starts a conversation with our team. It is not a visa application or decision, a ticket or accommodation booking, or an approval of funding. We are not an embassy, consulate, airline, or immigration authority, and we cannot guarantee that any visa, permit, or travel arrangement will be approved or available.
Please do not include passport numbers, financial account details, or other sensitive information in the enquiry form. If documents are needed, we will tell you which ones and how to send them. You agree to provide accurate details about your trip and travellers.
Sending an enquiry creates no obligation for you or for us. Any fees, eligibility requirements, and service availability will be discussed with you and agreed before you commit to any service. If you ask about financing a trip, any loan is subject to Sections 2 to 6 and to our full loan approval process.
By submitting an application, job listing, or enquiry, you confirm that everything you've provided is accurate and complete. Submitting false or misleading information may lead to:
We handle your personal information in line with our Privacy Policy. By using our services, you agree to:
By applying for any of our services, including loans, capital requests, partnership opportunities, job applications, talent-map registrations, or travel enquiries, you agree to receive communications from us via phone call, SMS, WhatsApp, and email — including service updates, review notices, payment reminders, follow-up requests, opportunity matches, enquiry responses, and occasional promotional offers where relevant.
G-Spirit Ventures is not liable for indirect, incidental, or consequential damages arising from use (or inability to use) our services, delays in processing or disbursement, inaccurate information you've supplied, or the actions or omissions of third parties, including employers, job seekers, airlines, carriers, embassies, and other partners. We are not responsible for the content of job listings posted by others, for hiring decisions, or for visa, travel, or booking outcomes. Our total liability in any case will not exceed the amount of the loan provided (for loans) or the fees you have paid us for the specific service concerned (for all other services).
We may update these terms from time to time. Changes take effect as soon as they're posted on our website. Continuing to use our services after an update means you accept the revised terms.
These terms are governed by the laws of the Republic of Cameroon. Any disputes will fall under the exclusive jurisdiction of the courts of Cameroon.
Last updated: October 2026